KWSP / EPF Calculator
Calculate employee and employer KWSP contributions
EPF / KWSP Calculator
Malaysian / PR (Below 60)
Malaysian / PR
Below 60 years old
Malaysian
60 years and above
PR
Permanent Resident 60+
Non-Citizen
Foreign Worker
Employer Rate
13%
Employee Rate
11%
Total Rate
24%
| Description | Amount (RM) |
|---|---|
| Employer Share | 390.00 |
| Employee Share | 330.00 |
| Total KWSP Contribution | 720.00 |
Gross Salary
3,000
Employer Cost
390.00
13%
Employee Deduction
330.00
11%
Est. Take-home
2,670
Rate Reference Table
| Category | Employer | Employee |
|---|---|---|
| Malaysian / PR (Below 60) | 13/12%* | 11% |
| Malaysian (60 & Above) | 4% | 0% |
| PR (60 & Above) | 6.5/6%* | 5.5% |
| Non-Citizen Worker | 2% | 2% |
* 13% for wages ≤ RM5,000 | 12% for wages > RM5,000 | > RM20,000 exact % applies.
EPF Act 1991 Third Schedule — Effective October 2025 salary/wage · Contributions rounded up to nearest RM (no sen)
Disclaimer: This calculator provides estimates based on current EPF rates. Actual contributions may vary. Please verify with KWSP for official calculations.
